A Net 30 invoice gives the client 30 calendar days from the invoice date to pay in full. The invoice must print both the invoice date and the computed due date, and may offer an early-payment discount (written as '2/10 net 30' — 2% off if paid within 10 days) and a late fee, typically 1–1.5% per month. Net 30 starts from the invoice date unless the terms say otherwise.
Net 30 Invoice Template
Reviewed by the Agiled editorial teamUpdated June 2026
Net 30 means the full amount is due 30 calendar days from the invoice date — but most Net 30 disputes happen because the invoice made the client do the math. This template prints the invoice date and the computed due date side by side, with fields for an early-payment discount and a late-fee clause, so the timeline is fixed the moment the invoice lands. Download it in PDF, Word, Excel, Google Docs, or Google Sheets, or generate a pre-filled version below.
Part of our free invoice template library — 80+ industry-specific templates in PDF, Word, Excel, Google Docs, and Google Sheets.
Your Company Name
123 Business St, City, State 12345
billing@yourcompany.com
INVOICE
INV-0001
Bill to
Client Company
Due
Net 30
| Description | Qty | Rate | Amount |
|---|---|---|---|
| Services rendered | 1 | $2,500.00 | $2,500.00 |
| Materials | 1 | $500.00 | $500.00 |
| Administrative fee | 1 | $100.00 | $100.00 |
Download this invoice template
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Style
Format
Fixed layout for sending and printing
Word
Editable in Word or Google Docs
Excel
Live formulas for recurring invoices
Or create and send invoices online
Create online- The clock starts
- On the invoice date — calendar days, weekends included
- Early-payment discount
- 2/10 net 30 — 2% off within 10 days — is the classic incentive
- Late fee norm
- 1 – 1.5% per month (12–18% APR); some states cap it
- Reality check
- Many large AP departments pay on their cycle, not your terms — invoice promptly
What to include on a net 30 invoice
Invoice date and explicit due date
"Invoice date: June 10 — Terms: Net 30 — Due: July 10." Printing the computed date removes the only ambiguity Net 30 has.
The words 'Net 30' in the terms field
The due date alone isn't enough for AP software — many systems key payment scheduling off the terms string itself.
Early-payment discount, if offered
Write it in standard notation: '2/10 net 30' with the discounted amount calculated ("pay $2,940 by June 20, or $3,000 by July 10"). Show the actual numbers, not just the code.
Late-fee clause
"Balances past due accrue 1.5% per month" — enforceable only if printed before the client owes it, i.e. on this invoice and in your agreement.
PO number field
Net 30 clients are businesses, and business AP queues match invoices to POs. A missing PO number is the most common reason a Net 30 invoice sits unpaid past day 30.
Accepted payment methods with details
ACH details on the invoice shave days off payment; a check mailed on day 30 is not payment on day 30.
Itemized lines with delivery dates
Date each deliverable or service period — when a client queries one line on day 25, the whole invoice's clock effectively restarts unless the rest is clearly clean.
Common payment terms compared
| Term | Meaning | Notes |
|---|---|---|
| Due on receipt | Payable immediately | Consumer and small one-off work |
| Net 7 / Net 15 | 7 or 15 calendar days | Freelancers, agencies, retainers |
| Net 30 | 30 calendar days from invoice date | B2B default in the U.S. |
| 2/10 net 30 | 2% discount if paid in 10 days, else full in 30 | Worth ~36% annualized to the buyer |
| Net 60 / Net 90 | 60–90 days | Enterprise and retail supply chains; price in the wait |
| EOM terms | Due 30 days after end of invoice month | Common in wholesale |
Net terms are credit you extend interest-free. Offer Net 30 to vetted business clients — not to first-time or consumer clients.
How net 30 billing actually works
Standard B2B service billing
Invoice immediately on delivery (every day you wait extends the real payment date), with the PO number, the Net 30 terms string, and the printed due date. Follow up at day 20 with a friendly statement, not at day 31 with a demand — most late Net 30 payments are queue problems, and the day-20 nudge gets you into the next check run.
Offering 2/10 net 30
The early-payment discount trades 2% of revenue for 20 days of cash flow — roughly a 36% annualized cost, which is worth it if you'd otherwise borrow or chase. Print both amounts and both deadlines. Watch for clients who take the discount and still pay on day 30; the invoice's printed terms are what let you bill back the difference.
When the client's terms beat yours
Enterprise vendors' onboarding paperwork often imposes Net 45–90 regardless of your invoice. You can negotiate, decline, or price the wait into the rate (a 2–5% premium for Net 60+ is defensible). What doesn't work is printing Net 30 and being surprised — read the vendor agreement before the first invoice.
Invoicing mistakes that cost net 30 professionals money
Terms without a printed due date
'Net 30' alone makes the client compute the date — and gives them the benefit of every doubt (received date? approval date? month-end?). Print the date. The invoice sets the clock only if the clock is visible.
Invoicing late, then waiting the full 30
Work finished June 1, invoiced June 18, due July 18 — you donated 17 days. Invoice the day the work ships. Net 30 measures from the invoice date, so invoice latency is pure free credit.
Late fees announced after the fact
A late fee that first appears on the past-due notice is unenforceable in practice and poisonous to the relationship. It belongs on the original invoice and in the signed agreement — and several states cap allowable rates, so check before printing 1.5%/month.
Giving Net 30 to everyone
Net terms are an interest-free loan. New clients, consumers, and anyone you haven't credit-checked should start on due-on-receipt or 50% upfront — graduate them to Net 30 after a clean payment history.
How to use this template
- 01
Download the template in your preferred format, or generate a pre-filled version with the download studio above.
- 02
Add your business details, the client's AP contact, and their PO number.
- 03
Date the invoice the day you send it, set the terms to Net 30, and print the computed due date.
- 04
Itemize the work with delivery dates and amounts.
- 05
Add your early-payment discount and late-fee terms if you use them, with the actual amounts calculated.
- 06
Include ACH payment details, send to the AP inbox (not just your contact), and diarize a day-20 follow-up.
Skip this template if…
- Consumer clients — individuals should pay on receipt or by deposit/balance; Net terms are for vetted businesses.
- Recurring retainers — those run on shorter terms (Net 7–15) billed at the start of each period.
FAQs
What does Net 30 mean on an invoice?
Payment of the full amount is due within 30 calendar days of the invoice date — weekends and holidays included. It's effectively 30 days of interest-free credit extended to the client, and the B2B default in the U.S.
Does Net 30 start from the invoice date or the delivery date?
From the invoice date, by convention, unless the contract specifies otherwise (some agreements run from receipt or approval). That's why the invoice should print both the invoice date and the computed due date — it removes the ambiguity that clients otherwise resolve in their own favor.
What does 2/10 net 30 mean?
The buyer may take a 2% discount if they pay within 10 days; otherwise the full amount is due in 30. For the buyer it's one of the best returns in finance (about 36% annualized), which is exactly why sellers use it to accelerate cash.
Can I charge a late fee on a Net 30 invoice?
Yes, if it was disclosed before the debt — on the invoice and ideally in the signed agreement. 1–1.5% per month is typical; several states cap the rate for certain transactions, so verify yours. A late fee that first appears on a past-due notice is rarely collectable.
Should a freelancer offer Net 30?
Often you'll have to for corporate clients, since their AP runs on Net 30+. But shorter terms (Net 7–15) are increasingly normal for freelance work, and new or unproven clients should start with deposits or due-on-receipt. Net 30 is a credit decision, not a courtesy.
What if a client pays late on Net 30 terms?
Day 20: friendly statement reminder. Day 31: past-due notice applying any disclosed late fee. Day 45: stop new work and escalate to a payment plan or demand letter. The sequence works much better when the original invoice printed the due date, the late fee, and the PO number — most 'late' payments are invoices that couldn't be processed.
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